Top 5 Credit Cards for International Travel

Indians love to travel internationally and they are one of the largest groups of travelers in the world. That's why there are many travel credit cards available in India specifically designed for those who travel frequently outside the country. In this article, we will discuss the top five credit cards that are ideal for Indian travelers who love to explore different parts of the world.

HDFC Bank Regalia Credit Card

The HDFC Bank Regalia Credit Card is a favorite among Indian international travelers because it has many benefits. You can earn 4 reward points for every Rs.150 spent on the card, with bonus points for some categories. Plus, it comes with airport lounge access, travel insurance, and concierge services. The renewal fee for the card is Rs.2,500.

American Express Platinum Travel Credit Card

The American Express Platinum Travel Credit Card is a high-end travel credit card that comes with many travel perks. You get airport lounge access, travel vouchers, and elite hotel status. You can earn 1 Membership Rewards point for every Rs.50 spent on all purchases, with bonus points for some categories. It also includes travel accident insurance and 24-hour travel assistance services. The renewal fee for the card is Rs.5,000.

ICICI Bank Sapphiro Visa Credit Card

The ICICI Bank Sapphiro Visa Credit Card is a great option for earning rewards while you travel. You get 2 reward points for every Rs.100 spent on all purchases, with bonus points for some categories. You can use these points to pay for your travel or transfer them to partner airlines and hotels. The card also includes travel insurance, such as lost baggage protection, and airport lounge access. The renewal fee for the card is Rs.3,500.

Axis Bank Vistara Signature Credit Card

The Axis Bank Vistara Signature Credit Card is a special travel credit card that's perfect for Vistara Airlines' frequent flyers. You earn Club Vistara Points for flights booked with Vistara and for other purchases. You can also enjoy airport lounge access, travel insurance, and a free premium economy-class ticket on renewal. The renewal fee for the card is Rs.3,000.

Standard Chartered Priority Visa Infinite Credit Card

Furthermore, the Standard Chartered Priority Visa Infinite Credit Card is a great card for earning rewards on all purchases. You earn 5 reward points for every Rs.100 spent, with bonus points for some categories. You can use these points for your travel expenses or transfer them to partner airlines and hotels. Plus, the card comes with airport lounge access, travel insurance, and 24-hour concierge services. There is no renewal fee for this card.

Read More: Best Credit Cards in India for 2023

Conclusion

When selecting a credit card for travel, it's essential to choose one that suits your travel habits and preferences. For instance, if you regularly fly with a specific airline or prefer a certain hotel chain, a co-branded credit card might be more valuable. However, if you prefer more flexibility in your travel plans, a general travel credit card such as the Citibank PremierMiles Credit Card may be a better option. 

Before applying for a travel credit card, it's crucial to review the terms and conditions carefully, such as the annual fee, interest rates, and eligibility criteria. While some premium travel credit cards may have higher annual fees, the benefits, and rewards may be worth the cost for frequent travelers.

 

 

Comments

Post a Comment

Popular posts from this blog

How To Redeem Rewards Points In HDFC Credit Cards

Image
A reward point is a benefit provided by banks to credit cardholders in exchange for every dollar spent on their card. HDFC Bank’s reward program is known as MyRewards Credit Card Rewards Program. Based on the type of HDFC Bank Credit Cards chosen, you can earn rewards and accelerated rewards on distinct categories. You need a minimum of 500 points to redeem your HDFC Rewards in any of the given categories, such as gift cards, discounts, air miles, etc. Let us discuss some of the infamous ways on how to redeem HDFC Credit Card reward points: HDFC Credit Card reward points Net Banking: Follow the below-given steps to successfully redeem your HDFC Credit Cards reward points via Internet Banking: Step 1: Sign in to your Bank’s Net Banking server using your ID and Password. Step 2: Register your credit card (one-time activity) Step 3: Click Register New Card on the left-hand side navigation bar of the Credit Cards menu. To finish the registration procedure, you'll need your four-dig
Read more

What Is a Secured Credit Card and How Does It Work?

Image
Credit cards have become an essential part of the modern financial system, allowing consumers to make purchases and access credit for various expenses. However, not everyone can qualify for a traditional credit card due to their credit history or other financial circumstances. That’s where secured credit cards come in. In this article, we’ll explore what secured credit cards are, how they work, and their benefits. What is a secured credit card? A secured credit card is a type of credit card that requires the cardholder to provide collateral in the form of a security deposit. The security deposit serves as a guarantee for the credit card company that the cardholder will repay any debts owed on the card. The amount of the security deposit typically ranges from Rs.2,000 to Rs.3,000, and the credit limit of the card is usually equal to or slightly less than the amount of the security deposit.   Secured credit cards are designed for consumers who have a limited or damaged credit histor
Read more

Best Premium Credit Card: Everything You Need To Know

Image
  While most people are busy looking for free credit cards that charge no joining or annual fee, they often forget that those credit cards do not offer the benefits and perks of a credit card that charges something in return. Most of the free credit cards come with minimum deals and benefits to offer to their customers, whereas premium credit cards offer premium benefits to their users. They offer top-notch reward benefits, amazing cashback, and great travel benefits.  Nearly every card issuer in India usually offers 1 premium credit card that is intended for people with high incomes. Premium credit cards offer a tonne of great advantages in many different areas; however, they usually have a large yearly fee.  We've ranked the finest premium credit cards below: American Express Platinum Card:  One of the best premium credit cards is the American Express Platinum Credit Card , which comes at a considerably high joining fee of Rs. 60,000 but the benefits and rewards this card offers
Read more