Top 5 Credit Cards for International Travel
Indians love to travel internationally and they are one of the largest groups of travelers in the world. That's why there are many travel credit cards available in India specifically designed for those who travel frequently outside the country. In this article, we will discuss the top five credit cards that are ideal for Indian travelers who love to explore different parts of the world.
HDFC Bank Regalia Credit Card
The HDFC
Bank Regalia Credit Card is a favorite among Indian international travelers
because it has many benefits. You can earn 4 reward points for every Rs.150
spent on the card, with bonus points for some categories. Plus, it comes with
airport lounge access, travel insurance,
and concierge services. The renewal fee for the card is Rs.2,500.
American Express Platinum Travel Credit Card
The American Express Platinum Travel Credit
Card is a high-end travel credit card that comes with many travel perks. You
get airport lounge access, travel vouchers, and elite hotel status. You can
earn 1 Membership Rewards point for every Rs.50 spent on all purchases, with
bonus points for some categories. It also includes travel accident insurance
and 24-hour travel assistance services. The renewal fee for the card is
Rs.5,000.
ICICI Bank Sapphiro Visa Credit Card
The ICICI Bank Sapphiro Visa Credit Card is a
great option for earning rewards while you travel. You get 2 reward points for
every Rs.100 spent on all purchases, with bonus points for some categories. You
can use these points to pay for your travel or transfer them to partner
airlines and hotels. The card also includes travel insurance, such as lost
baggage protection, and airport lounge access. The renewal fee for the card is
Rs.3,500.
Axis Bank Vistara Signature Credit Card
The Axis Bank Vistara Signature Credit Card is
a special travel credit card that's perfect for Vistara Airlines' frequent
flyers. You earn Club Vistara Points for flights booked with Vistara and for
other purchases. You can also enjoy airport lounge access, travel insurance,
and a free premium economy-class ticket on renewal. The renewal fee for the
card is Rs.3,000.
Standard Chartered Priority Visa Infinite Credit Card
Furthermore, the Standard Chartered Priority
Visa Infinite Credit Card is a great card for earning rewards on all purchases.
You earn 5 reward points for every Rs.100 spent, with bonus points for some
categories. You can use these points for your travel expenses or transfer them
to partner airlines and hotels. Plus, the card comes with airport lounge
access, travel insurance, and 24-hour concierge services. There is no renewal
fee for this card.
Read More: Best Credit Cards in India for 2023
Conclusion
When selecting a credit card for travel, it's essential to choose one that suits your travel habits and preferences. For instance, if you regularly fly with a specific airline or prefer a certain hotel chain, a co-branded credit card might be more valuable. However, if you prefer more flexibility in your travel plans, a general travel credit card such as the Citibank PremierMiles Credit Card may be a better option.
Before applying for a travel credit card, it's
crucial to review the terms and conditions carefully, such as the annual fee,
interest rates, and eligibility criteria. While some premium travel credit
cards may have higher annual fees, the benefits, and rewards may be worth the
cost for frequent travelers.
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