Personal Finance Guide

In recent years, the financial landscape has witnessed a significant shift with the rise of contactless payments. This innovative technology has transformed the way we make transactions, offering convenience, speed, and is secured. As contactless payments become increasingly popular, it is essential to explore how this trend impacts credit card usage and the broader financial industry. The Convenience of Contactless Payments: Contactless payments have revolutionized the payment experience by eliminating the need for physical contact or the insertion of credit cards into terminals. With a simple tap of a credit card or a mobile device, consumers can swiftly complete their transactions. This streamlined process saves time and eliminates the hassle of handling cash or signing receipts. The convenience factor has played a significant role in the growing adoption of contactless payments. Changing Consumer Behavior: The rise of contactless payments has influenced consumer behavior a...

Indians love to travel internationally and they are one of the largest groups of travelers in the world. That's why there are many travel credit cards available in India specifically designed for those who travel frequently outside the country. In this article, we will discuss the top five credit cards that are ideal for Indian travelers who love to explore different parts of the world. HDFC Bank Regalia Credit Card The HDFC Bank Regalia Credit Card is a favorite among Indian international travelers because it has many benefits. You can earn 4 reward points for every Rs.150 spent on the card, with bonus points for some categories. Plus, it comes with airport lounge access, travel insurance, and concierge services. The renewal fee for the card is Rs.2,500. American Express Platinum Travel Credit Card The American Express Platinum Travel Credit Card is a high-end travel credit card that comes with many travel perks. You get airport lounge access, travel vouchers, and elite ho...

Credit cards have become an integral aspect of our daily lives, offering convenience in online shopping and travel ticket booking. The market is flooded with various credit card options, making it daunting to choose the most suitable one. To assist you in making an informed decision, we have curated a list of the top 5 credit cards in India for the year 2023. Shopping - Flipkart Axis Bank Credit Card If you are an avid shopper, the Flipkart Axis Bank Credit Card is the perfect choice for you. This credit card offers numerous benefits such as a welcome gift of Rs. 500 Flipkart voucher, unlimited cashback on Flipkart, Myntra, and 2GUD, and a 4% cashback on all other online and offline spends. Additionally, you can also enjoy a 1% fuel surcharge waiver at all fuel stations in India. With Rs. 500 joining and Rs. 500 annual fees, this credit card is an excellent choice for anyone looking to save money while shopping. Travel - IRCTC SBI Card Premier For frequent travelers, the IRC...